{"id":312,"date":"2022-03-16T10:27:57","date_gmt":"2022-03-16T09:27:57","guid":{"rendered":"https:\/\/bokasmart.se\/blogg\/?p=312"},"modified":"2022-03-16T10:27:59","modified_gmt":"2022-03-16T09:27:59","slug":"kontrollera-reseskyddet-i-hemforsakringen-innan-avresa","status":"publish","type":"post","link":"https:\/\/bokasmart.se\/blogg\/kontrollera-reseskyddet-i-hemforsakringen-innan-avresa\/","title":{"rendered":"Kontrollera reseskyddet i hemf\u00f6rs\u00e4kringen innan avresa"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

N\u00e4r det \u00e4r dags att \u00e5ka p\u00e5 semester \u00e4r det alltid bra att se \u00f6ver resef\u00f6rs\u00e4kringen. De allra flesta hemf\u00f6rs\u00e4kringar har en inbyggd resef\u00f6rs\u00e4kring som g\u00e4ller upp till 45 dagar, i vissa fall upp till 60 dagar. Ska du inte \u00e4gna dig \u00e5t extremsporter eller resa till riktigt farliga platser s\u00e5 brukar reseskyddet i hemf\u00f6rs\u00e4kringen vara fullgott.<\/p>\n\n\n\n

Reser du inom EU ska du alltid ha med dig europeiska sjukf\u00f6rs\u00e4kringskortet som ger dig r\u00e4tt till sjukv\u00e5rd inom EU, \u00e4ven barn ska ha sitt eget kort. Du best\u00e4ller kortet kostnadsfritt via F\u00f6rs\u00e4kringskassan.<\/p>\n\n\n\n

<\/a>En hemf\u00f6rs\u00e4kring med bra reseskydd<\/h2>\n\n\n\n

Ett f\u00f6rs\u00e4kringsbolag som Gjensidige<\/a> <\/strong>erbjuder helt\u00e4ckande f\u00f6rs\u00e4kringar, inklusive hemf\u00f6rs\u00e4kring med ett bra inbyggt reseskydd. Innan du ger dig iv\u00e4g p\u00e5 resa ska du alltid kontrollera vad f\u00f6rs\u00e4kringen t\u00e4cker. T\u00e4nk p\u00e5 att kontrollera vad Utrikesdepartementet skriver om resm\u00e5let, avr\u00e5der UD fr\u00e5n resor kan resef\u00f6rs\u00e4kringen sluta g\u00e4lla<\/a>.<\/p>\n\n\n\n

Det kan vara s\u00e5 att det finns vissa undantag i ditt reseskydd som ing\u00e5r i hemf\u00f6rs\u00e4kringen. Aktiviteter som dykning, kl\u00e4ttra i berg eller skid\u00e5kning utanf\u00f6r pisten kan r\u00e4knas till riskfyllda aktiviteter och kr\u00e4va extra skydd. Det \u00e4r vanligt att det g\u00e5r att teckna till skydd f\u00f6r dessa aktiviteter genom ordinarie f\u00f6rs\u00e4kringsbolag.<\/p>\n\n\n\n

<\/a>Detta b\u00f6r du kontrollera innan avresa<\/h2>\n\n\n\n

Det kan finnas variationer i vad hemf\u00f6rs\u00e4kringen t\u00e4cker beroende p\u00e5 f\u00f6rs\u00e4kringsbolag. Resef\u00f6rs\u00e4kringen ska omfatta ers\u00e4ttning och hj\u00e4lp vid olycka, sjukdom och i v\u00e4rsta fall \u00e4ven skydd vid d\u00f6dsfall. Det \u00e4r bra att kontrollera en extra g\u00e5ng vad som g\u00e4ller vid akut tandv\u00e5rd.<\/p>\n\n\n\n

T\u00e4nk \u00e4ven p\u00e5 att det kan finnas undantag om du har en p\u00e5g\u00e5ende sjukdom eller befintlig skada. Har du en p\u00e5g\u00e5ende sjukdom b\u00f6r du alltid h\u00f6ra med ditt f\u00f6rs\u00e4kringsbolag vad som g\u00e4ller. Ibland kan det beh\u00f6va g\u00f6ras en medicinsk f\u00f6rhandsbed\u00f6mning.<\/p>\n\n\n\n

Reser ni flera stycken kan det vara bra att se \u00f6ver vilka som t\u00e4cks av hemf\u00f6rs\u00e4kringens reseskydd. I de allra flesta fall ska personerna vara skrivna p\u00e5 adressen som hemf\u00f6rs\u00e4kringen t\u00e4cker. Ibland ska det \u00e4ven framg\u00e5 i f\u00f6rs\u00e4kringsbrevet vilka som omfattas av f\u00f6rs\u00e4kringen.<\/p>\n\n\n\n

<\/a>Ovanligare h\u00e4ndelser som reseskyddet b\u00f6r t\u00e4cka<\/h2>\n\n\n\n

Beroende p\u00e5 hemf\u00f6rs\u00e4kring kan \u00e4ven katastrofskydd vara inkluderat. Det inneb\u00e4r att du f\u00e5r hj\u00e4lp om det sker en naturkatastrof, krig bryter ut eller vid terrorhandling. Jordb\u00e4vningar, vulkanutbrott och meteorologiska h\u00e4ndelser som orkaner och \u00f6versv\u00e4mningar \u00e4r vanliga exempel p\u00e5 naturkatastrofer.<\/p>\n\n\n\n

\u00c4r du gravid b\u00f6r du ocks\u00e5 kontrollera vad som g\u00e4ller. De allra flesta f\u00f6rs\u00e4kringsbolag t\u00e4cker kostnader vid akut sjukdom fram till vecka 28 men villkoren kan variera. En viktig punkt \u00e4r att kontrollera vad som g\u00e4ller f\u00f6r barnet som finns i magen.<\/p>\n\n\n\n

Framf\u00f6r allt \u00e4r det bra att granska vad som g\u00e4ller vid f\u00f6r tidig f\u00f6rlossning. Skyddet b\u00f6r t\u00e4cka f\u00f6r tidig f\u00f6rlossning med tillh\u00f6rande sjukhusv\u00e5rd. F\u00f6rs\u00e4kringskassan ers\u00e4tter inte s\u00e5dana kostnader utomlands och det r\u00f6r sig ofta om stora kostnader.<\/p>\n","protected":false},"excerpt":{"rendered":"

N\u00e4r det \u00e4r dags att \u00e5ka p\u00e5 semester \u00e4r det alltid bra att se \u00f6ver resef\u00f6rs\u00e4kringen. De allra flesta hemf\u00f6rs\u00e4kringar har en inbyggd resef\u00f6rs\u00e4kring som g\u00e4ller upp till 45 dagar, i vissa fall upp till 60 dagar. Ska du inte … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-312","post","type-post","status-publish","format-standard","hentry","category-resor"],"yoast_head":"\nKontrollera reseskyddet i hemf\u00f6rs\u00e4kringen innan avresa - Bokasmart<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bokasmart.se\/blogg\/kontrollera-reseskyddet-i-hemforsakringen-innan-avresa\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kontrollera reseskyddet i hemf\u00f6rs\u00e4kringen innan avresa - Bokasmart\" \/>\n<meta property=\"og:description\" content=\"N\u00e4r det \u00e4r dags att \u00e5ka p\u00e5 semester \u00e4r det alltid bra att se \u00f6ver resef\u00f6rs\u00e4kringen. 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